@import url('fonts.css');
:root{--navy:#12253e;--blue:#235bda;--pale:#edf3fc;--muted:#647186;--line:#dce4ef;--yellow:#f3ed9c;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;background:#fff;color:var(--navy);font:14px/1.7 Poppins,Arial,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input{font:inherit}button{cursor:pointer}img{display:block;width:100%;object-fit:cover}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.13;letter-spacing:-.045em;font-weight:600}h1{font-size:clamp(48px,5.4vw,74px)}h2{font-size:clamp(34px,3.6vw,49px)}h3{font-size:23px}p{color:var(--muted)}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px}[hidden]{display:none!important}.wrap{width:min(1200px,calc(100% - 72px));margin:auto}.skip{position:absolute;left:20px;top:-100px;background:var(--navy);color:#fff;padding:14px;z-index:40}.skip:focus{top:10px}.top-note{background:var(--navy);color:#dce6f6;text-align:center;font-size:10px;letter-spacing:.06em;padding:8px 16px}.header{height:88px;display:flex;align-items:center;justify-content:space-between;gap:25px}.brand{display:flex;align-items:center;gap:11px;font-size:22px;font-weight:600;letter-spacing:-.8px;line-height:1.2}.brand-name small{display:block;font-size:8px;letter-spacing:.21em;text-transform:uppercase;color:var(--muted);margin-top:5px}.brand-name em{font-style:normal;color:var(--blue)}.brand-mark{width:34px;height:36px;display:block;border-radius:9px;background:var(--blue);position:relative;overflow:hidden;flex-shrink:0}.brand-mark:before,.brand-mark:after{content:'';position:absolute;top:8px;height:32px;width:3px;background:#fff;transform:rotate(20deg)}.brand-mark:before{left:12px}.brand-mark:after{left:24px;background:repeating-linear-gradient(to bottom,#fff 0 5px,transparent 5px 9px)}.nav{display:flex;align-items:center;gap:30px;font-size:12px}.nav>a:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:20px;background:var(--blue);color:#fff;border:1px solid transparent;border-radius:8px;padding:15px 23px;min-height:52px;font-weight:500;font-size:13px;transition:transform .2s,background .2s;line-height:1.5;text-align:center}.btn:hover{background:#1648b9;transform:translateY(-2px)}.btn .arrow{font-size:22px}.btn-outline{background:transparent;border-color:var(--line);color:var(--navy)}.btn-outline:hover{background:var(--pale);color:var(--navy)}.nav .btn{min-height:43px;padding:11px 17px;font-size:11px}.nav .btn:hover{color:#fff}.eyebrow{display:block;text-transform:uppercase;letter-spacing:.15em;font-size:10px;font-weight:600;margin-bottom:22px;color:var(--blue)}.eyebrow:before{content:'';width:6px;height:6px;border-radius:50%;background:currentColor;display:inline-block;margin-right:9px;vertical-align:middle}.hero{background:var(--pale);padding:54px 0 65px;position:relative;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:75px;align-items:center}.hero-copy h1 em{font-style:normal;color:var(--blue)}.hero-copy>p{font-size:14px;max-width:470px;margin:23px 0 27px}.hero-image{height:225px;position:relative;margin-top:32px;border-radius:12px;overflow:hidden}.hero-image>img{height:100%;object-position:center 60%}.image-caption{position:absolute;left:0;bottom:0;padding:15px 20px;width:100%;background:linear-gradient(transparent,#0e243ee0);font-size:11px;color:#fff}.image-caption span{float:right;font-size:15px}.hero-actions{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.text-link{font-size:12px;border-bottom:1px solid currentColor;padding-bottom:3px}.hero-aside{position:relative}.aside-note{display:flex;justify-content:center;align-items:center;gap:9px;margin-top:19px;font-size:10px;color:var(--muted)}.aside-note:before{content:'✓';font-size:12px}.planner{position:relative;background:white;border:1px solid #e0e7f2;border-radius:16px;padding:33px;box-shadow:0 18px 55px #12253e0c;scroll-margin-top:25px}.planner-badge{display:inline-block;padding:5px 10px;background:var(--yellow);font-size:9px;font-weight:600;letter-spacing:.08em;border-radius:4px;margin-bottom:22px}.progress-meta{display:flex;justify-content:space-between;gap:10px;font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}.progress{display:flex;gap:6px;margin:13px 0 25px}.progress span{background:#e8edf5;height:4px;flex:1;border-radius:2px}.progress span.done{background:var(--blue)}fieldset{border:0;padding:0;margin:0;min-width:0}legend{padding:0}.planner h3{font-size:25px;line-height:1.25;letter-spacing:-.025em}.step-help{font-size:11px;margin:10px 0 22px}.options{display:grid;grid-template-columns:1fr 1fr;gap:10px}.option{border:1px solid #dce3ef;border-radius:8px;display:flex;align-items:center;gap:10px;padding:17px 12px;font-size:11px;cursor:pointer;min-height:74px;line-height:1.5}.option:hover{border-color:var(--blue)}.option:has(input:checked){border-color:var(--blue);background:var(--pale);box-shadow:0 0 0 1px var(--blue)}.option input{width:15px;height:15px;flex-shrink:0;accent-color:var(--blue);margin:0}.form-actions{display:flex;gap:14px;margin-top:23px}.form-actions .btn{flex:1}.back-btn{border:0;background:none;color:var(--muted);padding:10px 0;font-size:11px}.privacy-note{font-size:10px;text-align:center;margin-top:16px;line-height:1.8}.privacy-note a{text-decoration:underline}.form-error{font-size:11px;color:#ac2525;margin-top:16px}.input-label{display:block;font-size:12px;margin:10px 0 9px}.text-input{width:100%;border:1px solid #cdd7e7;border-radius:7px;padding:14px 16px;color:var(--navy);background:white}.summary{margin:20px 0}.summary>div{display:flex;justify-content:space-between;gap:20px;padding:10px 0;border-bottom:1px solid var(--line);font-size:11px}.summary dt{color:var(--muted)}.summary dd{margin:0;font-weight:500;text-align:right}.summary-note{font-size:11px;margin-bottom:18px}.summary-actions{display:grid;gap:10px}.complete-mark{width:42px;height:42px;display:grid;place-items:center;background:var(--pale);color:var(--blue);border-radius:50%;font-size:20px;margin-bottom:20px}.benefit-bar{border-bottom:1px solid var(--line);padding:26px 0}.benefit-bar .wrap{display:flex;justify-content:space-between;gap:24px;align-items:center}.benefit-bar span{font-size:11px;font-weight:500}.benefit-bar span:before{content:'✓';margin-right:9px;color:var(--blue)}.benefit-bar small{font-size:10px;color:var(--muted)}.section{padding:85px 0}.section-head{display:flex;justify-content:space-between;gap:60px;align-items:flex-end;margin-bottom:40px}.section-head>p{max-width:315px;font-size:12px}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.benefit{padding:5px 0}.benefit-num{font-size:11px;color:var(--blue);display:block;letter-spacing:.1em;margin-bottom:25px}.benefit h3{font-size:23px;margin-bottom:15px}.benefit p{font-size:12px}.coverage{background:var(--navy);color:#fff;position:relative;overflow:hidden}.coverage .eyebrow{color:#a7c4ff}.coverage .section-head>p{color:#b8c5d9}.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.coverage-card{border:1px solid #46566d;padding:30px 25px;border-radius:12px;background:#1b304d}.coverage-symbol{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:#2c4568;color:#dae6ff;font-size:22px;margin-bottom:28px}.coverage-card:nth-child(2){background:#234c93;border-color:#4d73af}.coverage-card:nth-child(3){background:#e8e8b9;color:var(--navy);border-color:#e8e8b9}.coverage-card:nth-child(3) .coverage-symbol{background:#d1d29e;color:var(--navy)}.coverage-card h3{font-size:25px}.coverage-card p{font-size:12px;color:#c3d0e4;margin:17px 0 23px}.coverage-card:nth-child(3) p{color:#566147}.coverage-card small{font-size:10px;display:block;border-top:1px solid #ffffff30;padding-top:17px}.coverage-card:nth-child(3) small{border-color:#b6c098}.coverage-footnote{font-size:10px;color:#b4c2d6;margin-top:25px}.coverage-footnote a{text-decoration:underline}.compare-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:85px;align-items:center}.compare-copy>p{font-size:13px;margin:25px 0}.checklist{list-style:none;padding:0;margin:30px 0}.checklist li{font-size:12px;padding:12px 0;border-bottom:1px solid var(--line);display:flex;gap:14px}.checklist li:before{content:'✓';color:var(--blue)}.comparison-card{background:#f4f7fc;border:1px solid var(--line);border-radius:18px;padding:30px;position:relative;box-shadow:16px 16px 0 var(--pale)}.comparison-heading{display:flex;justify-content:space-between;align-items:center;font-size:11px;font-weight:500;margin-bottom:25px;gap:20px}.comparison-heading>span:first-child{font-size:15px;letter-spacing:-.02em}.pill{background:#e2e9fb;padding:5px 10px;color:#2b52a7;border-radius:20px;font-size:9px}.compare-row{display:grid;grid-template-columns:1.5fr 1fr;gap:20px;border-top:1px solid var(--line);padding:17px 0;font-size:12px}.compare-row span:last-child{text-align:right;color:var(--blue);font-size:11px}.compare-note{padding:18px;background:#fff;border-radius:8px;margin-top:15px;font-size:11px}.how-section{background:var(--pale)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.step-num{width:38px;height:38px;background:#dbe7fd;border-radius:50%;display:grid;place-items:center;font-size:12px;color:var(--blue);margin-bottom:20px}.steps h3{font-size:21px;margin-bottom:14px}.steps p{font-size:12px}.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:85px}.faq-intro>p{margin:23px 0;font-size:12px}.faqs details{border-bottom:1px solid var(--line)}.faqs details:first-child{border-top:1px solid var(--line)}summary{display:flex;justify-content:space-between;gap:20px;cursor:pointer;list-style:none;padding:22px 0;font-size:13px;font-weight:500}summary::-webkit-details-marker{display:none}summary:after{content:'+';font-size:20px;line-height:1.2}details[open] summary:after{content:'−'}.faqs details p{font-size:12px;padding:0 20px 23px 0}.closing{background:var(--blue);color:white;padding:50px 0}.closing .wrap{display:flex;justify-content:space-between;gap:40px;align-items:center}.closing h2{font-size:38px}.closing .btn{background:var(--yellow);color:var(--navy);flex-shrink:0}.closing p{color:#d4e2ff;font-size:12px;margin-top:15px}.footer{padding:48px 0 25px}.footer-top{display:flex;justify-content:space-between;gap:35px;border-bottom:1px solid var(--line);padding-bottom:30px}.footer-top p{font-size:11px;margin-top:17px}.footer-links{display:flex;gap:25px;font-size:11px;flex-wrap:wrap;align-content:start}.footer-bottom{display:flex;justify-content:space-between;gap:50px;margin-top:24px;font-size:10px}.footer-bottom .disclosure{max-width:770px}.mobile-cta{display:none}.legal{max-width:810px;margin:50px auto 85px;padding:0 25px}.legal h1{font-size:46px;margin:25px 0}.legal h2{font-size:22px;margin:33px 0 14px}.legal p,.legal li{font-size:13px;line-height:1.9;color:var(--muted)}.legal p+p{margin-top:15px}.legal a:not(.btn){text-decoration:underline}.legal .updated{font-size:11px;margin-bottom:25px}.contact-box{padding:28px;background:var(--pale);border-radius:14px;margin:30px 0}.contact-box a{overflow-wrap:anywhere;font-weight:500}.contact-box p{margin-top:12px}.noscript{font-size:12px;background:#fff7db;padding:15px;margin-top:15px}
@media(max-width:1050px){.hero-grid{gap:35px}.hero-copy h1{font-size:58px}.planner{padding:27px}.nav{gap:20px}.compare-grid,.faq-grid{gap:45px}.wrap{width:calc(100% - 48px)}}
@media(max-width:760px){.wrap{width:calc(100% - 36px)}.top-note{font-size:9px}.header{height:76px;gap:12px}.brand{font-size:20px;gap:8px}.brand-name small{display:none}.brand-mark{width:28px;height:32px}.nav{gap:0}.nav>a:not(.btn){display:none}.nav .btn{padding:10px 12px;font-size:10px;gap:8px}.hero{padding:33px 0 40px}.hero-grid{grid-template-columns:1fr;gap:30px}.hero-copy h1{font-size:54px;max-width:540px}.hero-copy>p{font-size:13px;margin:20px 0 24px}.hero-image{height:235px;margin-top:26px}.hero-actions .btn{display:none}.planner{padding:27px 23px}.hero-aside{max-width:540px;width:100%;margin:auto}.aside-note{margin-top:14px}.benefit-bar .wrap{display:grid;grid-template-columns:1fr 1fr;gap:14px}.benefit-bar small{display:none}.benefit-bar span{font-size:10px}.section{padding:58px 0}.section-head{display:block;margin-bottom:30px}.section-head>p{max-width:100%;margin-top:20px}.benefits,.coverage-grid,.compare-grid,.steps,.faq-grid{grid-template-columns:1fr;gap:30px}.benefits{gap:28px}.benefit-num{margin-bottom:16px}.benefit{padding-bottom:24px;border-bottom:1px solid var(--line)}.coverage-grid{gap:14px}.coverage-symbol{margin-bottom:20px}.coverage-card{padding:25px}.compare-grid{gap:30px}.comparison-card{padding:25px;box-shadow:7px 7px 0 var(--pale);margin-right:7px}.steps{gap:27px}.step-num{margin-bottom:15px}.closing .wrap{display:block}.closing h2{font-size:34px}.closing .btn{margin-top:25px}.footer{padding-bottom:100px}.footer-top,.footer-bottom{display:block}.footer-links{margin-top:26px;gap:20px}.footer-bottom .disclosure{margin-top:20px}.mobile-cta{display:flex;align-items:center;justify-content:space-between;gap:12px;position:fixed;bottom:0;left:0;right:0;z-index:20;background:#fff;border-top:1px solid var(--line);padding:10px 18px max(10px,env(safe-area-inset-bottom))}.mobile-cta span{font-size:10px;font-weight:500}.mobile-cta .btn{font-size:11px;min-height:44px;padding:11px 18px}.legal{margin-top:30px}.legal h1{font-size:38px}}
@media(max-width:390px){.brand{font-size:17px;gap:7px}.nav .btn{font-size:9px;padding:10px;gap:6px}.hero-copy h1{font-size:47px}.planner{padding:25px 20px}.option{font-size:10px;padding:15px 10px}.hero-actions{gap:18px}.comparison-card{padding:22px}.compare-row{font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}